ON THE COVER
Randy Flem takes the future into
his own hands by working to
shape his state’s PPACA-mandated health insurance
In a relatively quiet year for health
reform action, advisers and their
clients should use 2011 to revisit
bene;t strategy and plan design.
Changes to the rules
plans present an opportunity for advisers.
MARCH 2011 | VOL 9 | NO 3