SUCCESSION
PLANNING FOR
A GRAYING
WORKFORCE
MLR REBATE
REALITIES
How top adviser lobbyists in Washington
are shaping the future of employer-sponsored
health benefits
A-TEAM
THe
January 2013 • employeebenefitadviser.com
clockwise from top:
Charles Symington, IIABA
Janet Trautwein, NAHU
Diane Boyle, NAIFA
Joel Wood, CIAB
